Watercraft & Boat Insurance

Texas Watercraft & Boat Insurance


During the hot summer months, taking your boat and/or personal watercraft out on the water is one great way to escape the heat, relax, and have some much-needed fun with friends and family. Although owning a boat is an expensive hobby, no need to worry.Contigo offers a variety of coverage options at great, low monthly rates that won’t break your bank. Call 866-210-7007 to get a free quote today.

Quick Facts about Boat & Watercraft Insurance

  • ➤ Boat insurance covers personal possessions on-board, damage caused by an uninsured boater, and any injuries that occur during boating accidents.
  • ➤ Boat insurance can also cover the trailer used to transport your boat.

If you are looking to insure your boat or your personal watercraft, Contigo offers a variety of coverage options for the following:

  • ➤ Pontoon Boat
  • ➤ Cabin Cruiser
  • ➤ Bass Boat
  • ➤ Fishing Boat
  • ➤ Sailboat
  • ➤ Runabout
  • ➤ Personal Watercraft
  • ➤ Deck Boat
  • ➤ Kayak


Watercraft Physical Damage

This coverage provides protection for direct, sudden, and accidental damage for your watercraft.

Personal Liability

Provides coverage for bodily injury and property damage sustained by others for which you are legally responsible.

Uninsured Watercraft

Provides coverage for compensatory damages for bodily injury that the insured is legally entitled to recover from the owner or operator of an uninsured watercraft. This coverage is subject to the policy Limit of Liability, exclusions and policy provisions.

Medical Payments

Pays the necessary and reasonable medical expenses incurred within one year from the date of an accident causing bodily injury to any person while in, upon, boarding, or leaving the watercraft.

Towing & Roadside Assistance

If the watercraft is disabled while afloat or away from a safe harbor or the trailer is disabled, towing and roadside assistance covers: the cost of emergency labor performed at the site of disablement; or towing to the nearest place where needed repairs can be made; or delivery of gas, oil or battery.

Personal Property

Includes wearing apparel, sports equipment, fishing equipment, and other personal property owned by any of the insured or their guests while on-board or being carried on or off the watercraft. If this and other insurance apply to a loss, this insurance is primary.


Coverage for trailers equipped to transport your boat safely.

Cheap Boat Insurance

We are dedicated to helping you protect your boat without leaving your pockets empty. Accidents happen, even on the water of your favorite lake, river, or pond. It doesn’t matter if you’re going water skiing, enjoying a relaxing day with the family on your pontoon boat at the lake, or fishing from your bass boat; you should be protected. We offer low-cost boat insurance so you can spend more time and money getting out on the water and enjoying life.

Keep yourself, your boat, and your trailer protected from other boaters and Mother Nature. Get a quote for low-cost boat insurance today and stop overpaying for your insurance.

How Can We Help You?

Our expert advisors are ready to assess your needs.

Contact Us CALL US: 866-210-7007