Auto, Home & Commercial Insurance Tips
When it comes to car insurance in Texas, understanding the different types of coverage available is essential. With cheap car insurance in Texas being a top priority for many drivers, having a clear understanding of auto insurance options is crucial. Join Contigo Agency as we explore the various types of car insurance coverage, helping you make an informed decision to ensure both affordability and adequate protection. Contact us today to get started!more
At Contigo Agency, we believe in providing more than just the best rates for auto insurance in Texas. We go the extra mile to offer additional perks to our valued customers. When you choose Contigo Agency for your cheap auto insurance needs in Texas, not only will you benefit from our personalized service and competitive rates, but you will also receive a FREE tablet as our way of showing appreciation for your trust in us.more
Are you tired of feeling trapped by the high cost of auto insurance in Texas? Good news! Contigo Agency is your solution for finding affordable coverage without compromising on quality. With our strong network of insurance providers and over 25 years of experience, we are committed to helping residents of Texas save big on their car insurance premiums. In this comprehensive blog post, we will delve into the vast benefits of choosing Contigo Agency to obtain cheap car insurance in Texas while ensuring optimal coverage for your peace of mind. Contact us today to get started!more
Searching for the right auto insurance policy in Round Rock, TX, can be a daunting task. Searching through all the possible carriers on your own and comparing prices can be a monumental task, but Contigo Agency is here to help! Our team understands the importance of finding affordable car insurance in Texas that meets your unique needs.
In this blog post, we’ll explore how Contigo's auto insurance services can help you secure the best rates in auto insurance and the coverage you need to protect your vehicle and yourself on the roads of Round Rock.more
When it comes to auto insurance in Texas, Contigo Agency is here to provide you with the best and most affordable coverage options. We understand that finding the right insurance plan can be overwhelming and expensive; that's why our dedicated team is committed to helping our clients save money while providing thorough, comprehensive coverage.
Explore the highlights of our exceptional auto insurance services and contact us in Killeen, New Braunfels, and Round Rock, TX now. View our other locations across Texas as well!more
As a vehicle owner, it’s important to have the right auto insurance coverage protecting you on the roads. But under the umbrella of auto insurance in Texas lies two different subsets of coverage: collision and comprehensive car insurance. Contigo Agency is all about helping our Texas community members understand the difference between these two. Even if they are not legally required in Texas, both are still part of a full coverage policy.
Learn more down below and find the best rates in auto insurance with us!more
Texas companies must maintain minimum amounts of commercial auto liability insurance coverage to comply with state laws. Depending on your vehicle type, your business may also be subject to Federal Motor Carrier Safety Administration (FMCSA) regulations.
What Does Commercial Auto Insurance Cover?
Commercial auto liability insurance may help provide financial protection from third-party injury and property damage claims, but it only pays up to the policy’s limits. Depending on your risks and exposures, your agent may recommend that you purchase more than the minimum required amount of liability coverage.
Depending on the optional coverages you choose, commercial auto insurance may also help protect your company’s vehicles and help cover accident-related injuries for your company driver and their passengers. Your agent can help you understand how your coverage options may help protect your company from the adverse financial effects of certain damage or injury-causing accidents and incidents.
Commercial auto insurance is highly customizable....more
Texas companies with commercial auto insurance have access to valuable financial protection as outlined in their policy. Understanding who is covered by a company’s commercial auto insurance is crucial.
Your company’s auto coverage form details who is insured under the commercial auto insurance policy. Insured drivers may include the following:
- You, as the named insured or the person listed in the policy’s declarations
- Permissive users or anyone driving a covered vehicle with your permission
- Omnibus insureds or anyone who operates a covered vehicle with the policyholder’s implied or express consent
Contact your agent if you have concerns about your commercial auto coverage and who can operate a company-owned, rented or leased vehicle.
Does Commercial Auto Insurance Cover Personal Use?
Generally, a commercial auto policy includes personal use of a business vehicle. But family members who operate a company-owned vehicle may not be covered. Check with your insurance agent to learn more about your policy’s...more
Is car insurance more expensive in Austin, Texas?
Austin is one of the most populated cities in Texas, and residents pay slightly higher auto insurance premiums to reflect that risk. The average cost of minimum liability car insurance in Austin is $979, whereas the statewide mean is $926.
Why is Texas car insurance so expensive?
Why is car insurance expensive in Texas? Car insurance in Texas may be costly because of its highway density, rate of car thefts, high-speed limits, dense urban population, and high risk of natural disasters, increasing the risk of crashes and accidents. Insurers charge higher premiums based on these risks.
In Austin, a standard policy with $250,000 in personal property limits costs an average of $2,417 annually, while $100,000 in personal property limits costs $2,341 annually.
Why is Austin home insurance so expensive?
In the Lone Star State, the average cost to insure a home is currently north of...more