Home Owners Insurance

Texas Homeowners Insurance

Texas homeowners insurance is a form of property insurance designed to protect an individual’s home against damages to the house itself or to possessions in the home. Texas homeowners insurance also provides liability coverage against accidents in the home or on the property. Your home might be your most significant financial asset, and Contigo wants to help you protect it.

Contigo Insurance Agency provides the best Texas homeowners insurance coverage for various types of homes, such as mobile homes, modular homes, single-family dwellings, condos, townhomes, and multi-family homes. Call 866-210-7007 to GET A FREE QUOTE.

Quick Facts about Texas Homeowners Insurance:

  • If you and your family have to move out of your home due to a covered loss, your additional living expenses of the hotel and meal costs can be covered under a homeowner’s policy.

  • Your dwelling amount needs to match the rebuild price of your home, not your loan amount.

A homeowner’s policy can provide the proper coverage for your structure using a calculated amount of coverage based on the material and size of your home. The contents inside are also covered from theft, fire, and many other perils that could take away your personal property. When others come onto your premises, you are responsible for any damage that may occur to them. Liability and medical payments coverage to others are included in a Texas homeowner’s insurance policy.

There are also additional add-on coverages available for your homeowner’s policy to ensure the protection of your valuables, such as jewelry, electronics, artwork, and antiques. It’s important to talk to your Contigo personal agent or representative to learn what your homeowner’s policy may and may not cover. For those perils that are not covered, there may be supplemental Texas insurance you can purchase as well.


Dwelling Coverage

Pays to repair or rebuild your home – including electrical wiring, plumbing, heating, and air conditioning – if damaged by a covered cause of loss. It’s important to buy enough dwelling coverage to cover the cost of rebuilding.

Other Structures Coverage

This Texas homeowner’s insurance covers damages to detached structures like garages, fences, sheds, and cottages on your property.

Personal Property Coverage

This coverage helps to insure personal items in your home that may be damaged or destroyed by a covered cause of loss, which could include your furniture, clothes, sporting goods, and electronics.

Loss of Use Coverage

This form of homeowner’s insurance covers additional housing and living expenses if you must move out of your home temporarily while it’s being restored.

Cheap Texas Homeowners Insurance

You saved up for years to get a down payment, then it took you a few months of driving around, visiting open houses, and looking around until you found the perfect house to call home. It’s now yours, and you need to protect it. Here at Contigo Insurance Agency, we pride ourselves on helping our customers keep their homes and possessions protected without unnecessary expenses that add to the cost of home ownership.

We’ve been helping homeowners get low-cost Texas homeowners insurance since 2002. Save money on insuring your home and your belongings with Contigo Insurance Agency. With the money you save, you can spend it on vacations, new clothes, or those home improvement projects that you’ve wanted to complete. Get a Texas homeowners insurance quote today and see how much you can save on your Texas insurance policy.


If you rent a home or apartment, having affordable renters insurance protection for yourself and your possessions is important and, in some cases, required by the landlord or apartment complex. Contigo offers affordable renters insurance that protects you in situations such as: fire, theft, water damage, and other unforeseen circumstances your landlord’s policy doesn’t cover. Renters insurance can provide coverage for not only the contents inside of your residence but also liability and medical protection for your guests that come over. Call to get a free quote today. 1-866-210-7007

Quick Facts about Renters Insurance:

  • Most landlords and apartment complexes require renters insurance.

  • Medical payments and liability coverage will pay out to only those that don’t live with you.

  • Your personal property can also be covered away from the premises while on vacation.

How Can We Help You?

Our expert advisors are ready to assess your needs.

Contact Us CALL US: 866-210-7007