auto, home & commercial insurance
Car insurance in Killeen consists of the following coverages. Auto liability has minimum coverage of $30,000 per injured person, up to $60,000 per accident, and property damage of at least $25,000. An SR-22 can be issued by most Texas insurance companies and certifies that you have the minimum liability insurance required by law. Comprehensive coverage is one type of coverage included in a “full coverage” auto insurance plan. Remember, “full coverage” isn’t an actual type of coverage but a general term used to describe a policy that combines Liability, Comprehensive, and Collision coverages.
Texas Homeowners Insurance
Home insurance in Killeen has several different policy types. A standard policy includes four critical types of coverage: dwelling, other structures, personal property, and liability. For example, if your home is damaged by a covered event, like strong winds, dwelling coverage can help pay to repair it. Generally, a Texas homeowners insurance policy includes at least six different coverage parts. The names of the parts may vary by the Texas insurance company. Still, they typically are referred to as Dwelling, Other Structures, Personal Property, Loss of Use, Personal Liability, and Medical Payments coverages.
Commercial insurance in Killeen can protect you from some of the most common losses experienced by business owners, such as property damage, business interruption, theft, liability, and worker injury. Business personal property includes the things you need to run your business. Look around your business space, and you’ll see the items we’re referring to since it includes almost everything but the building itself. In addition, commercial auto insurance is essential to protect your business from unexpected expenses if you or your employees are involved in an accident. Whether you have a single work truck or a small fleet of delivery vehicles, your commercial car insurance policy can provide coverage up to your policy limit.