Texas Business Insurance
Texas business insurance quotes can be an exciting investment, and all business owners are determined to maintain correct coverage. Contigo Insurance agents can quote the right Texas business insurance policy, so you can focus all your attention on pushing your company to be the best possible version of itself without worrying about an accident undermining all your hard work.
The agents at Contigo insurance agency work closely with business owners across industries to customize policies for their business needs and budget. If you’re looking to protect your business, give us a call at 866- 210-7007.
Other Coverage Options
Accounting Firm Insurance
Alarm Contractors Insurance
Cleaning Business Insurance
Consulting Firm Insurance
Specialty Trade Contractors Insurance
Craft Brewery Insurance
Dump Truck Insurance
Educational Facility Insurance
Financial Institution Insurance
Healthcare Facility Insurance
Healthcare Practice Insurance
Law Firm Insurance
Life Science Insurance
Limousine Services Insurance
Liquor Liability Insurance
Maintenance Contractors Insurance
Maritime Employers Insurance
Media Advertising Insurance
Pool & Spa Insurance
Printers & Publishers Insurance
Real Estate Business Insurance
Security Guards Insurance
Septic Contractors Insurance
Specialized Equipment Insurance
Technology Services Insurance
Tow Trucks Insurance
Commercial Auto Insurance
General Liability Insurance
Commercial Property Insurance
Commercial Real Estate Insurance
Commercial Umbrella Insurance
Errors & Omissions Insurance
Loss Control Insurance
Inland Marine Insurance
Product Liability Insurance
Professional Liability Insurance
Workers Compensation Insurance
Common Texas Business Insurance Questions
What Texas Insurance Do I Need For A Small Business?
Small business owners often think they may not need insurance. On the contrary, smaller businesses are often at greater risk when it comes to accidents and lawsuits because these businesses generally don’t have a lot of monetary savings to fall back on in case of an unexpected and expensive claim.
How Much Is Small Business Insurance?
The cost of small business insurance varies depending on several factors, such as the location of the business, its size, its industry, and its claims history. In general, small business owners may pay around $1,200 a year for general liability and commercial property insurance.
What Is Covered In Small Business Insurance?
Small businesses often invest in a BOP, or a business owner's policy. This policy allows small businesses to bundle important coverages into a more affordable policy. Basic BOPs include:
General Liability: This covers acts of non-professional negligence that result in bodily injury or property damage of a third party.
Commercial Property: This provides compensation if the business's physical property is lost or damaged due to fire, wind, hail, lightning, smoke, theft, and vandalism.
These policies can be customized to cover other needs, as well. Common additions to BOPs include:
Professional Liability: This covers acts of professional negligence that cause clients direct or indirect loss.
Cyber Liability: This covers incidents concerning electronically stored information that is damaged, lost, breached, or stolen.
Inland Marine Insurance: This covers items and equipment while it is being transferred.
How Much Texas Business Insurance Do I Need?
Texas Insurance needs change from business to business, even for those within the same industry. Carefully consider the liability risks and property loss your company faces. If you have any questions about the right Texas business insurance limits for your company, contact us at (866)-210-7007 today!
How Much Does Texas Business Insurance Cost?
Texas business insurance costs vary depending on specific policies, coverages, and limits. On average, business owners may pay around $500 a year for general liability insurance alone.
When Do You Need Texas Business Insurance?
Texas business insurance should be purchased before a business ever offers goods or services to clients.
When Is Texas Business Insurance Required?
Requirements for business insurance depend on the state. In Texas, all employers with three or more employees must offer worker's compensation insurance.