Commercial Auto Insurance
Texas Commercial Auto Insurance
Commercial auto insurance is designed to suit the needs of commercial drivers or business owners, which employ drivers for the transportation of cargo or construction material in the state. We offer coverage for a variety of commercial vehicles used to conduct business including cars, pick-up trucks, vans, landscaping trucks, utility trailers, cargo vans, flatbeds, straight trucks, and more. Whether you have a small or large fleet, business owners are required to be properly covered by a commercial auto insurance policy. Call 866-210-7007.
Quick Facts Insurance Facts
➤ Generally, the liability protection for a commercial auto policy is much greater than the amount on a personal auto policy.
➤ Your personal auto insurance policy may not cover you if you use your vehicle for commercial or business purposes.
Commercial auto insurance coverages are very similar to a personal auto insurance policy, except a commercial vehicle is one that is used primarily for business. The keyword in the definition is “primarily,” because the same vehicle may be used for both personal and commercial purposes. It is important to properly differentiate a personal vehicle from a commercial vehicle.
Coverage includes liability, comprehensive, collision, uninsured/underinsured motorist, personal injury protection, medical payments, and many other options to choose from.
Protect yourself and your company with Contigo commercial auto insurance.
When Is it Useful?
➤ While driving a business car or truck one of your employees strikes a pedestrian and they require medical attention and treatment.
➤ While driving to work one of your employees is in an accident where the other vehicle is totaled and they are at fault.
➤ While driving a company vehicle you or an employee swerved to miss an animal in the road and hit a residential mailbox that requires replacement.
What Businesses Should Get this Insurance?
You should consider getting a commercial auto insurance policy if any of these criteria fit your business:
➤ Your company owns, rents, or leases any cars, trucks, vans, or SUVs.
➤ Your company has many employees who use their own car, truck, or SUV to conduct business on behalf of the company.
➤ Your company has any employees who use company vehicles that are either owned or leased/rented by the company for their use.