Homeowners insurance is a form of property insurance designed to protect an individual’s home against damages to the house itself, or to possessions in the home. Homeowners insurance also provides liability coverage against accidents in the home or on the property. Your home might be your greatest financial asset, and Contigo wants to help you protect it.
Contigo provides the best homeowners insurance coverage for various types of homes such as mobile homes, modular homes, single-family dwellings, condos, townhomes, and multi-family homes. Call 866-210-7007 to GET A FREE QUOTE.
Quick Facts about Homeowners Insurance
➤ If you and your family have to move out of your home due to a covered loss, your additional living expenses of the hotel and meal costs can be covered under a homeowner’s policy.
➤ Your dwelling amount needs to match the rebuild price of your home, not your loan amount.
A homeowner’s policy can provide the proper coverage for your structure using a calculated amount of coverage based on the material and size of your home. The contents inside are also covered from theft, fire, and many other perils that could take away your personal property. When others come onto your premises, you are responsible for any damage that may occur to them. Liability and medical payments coverage to others are included in a homeowner’s insurance policy.
There are also additional add-on coverages available for your homeowner’s policy to ensure the protection of your valuables such as jewelry, electronics, artwork, and antiques. It’s important to talk to your Contigo personal agent or representative to learn what your homeowner’s policy may and may not cover. For those perils that are not covered, there may be supplemental insurance you can purchase as well.
Pays to repair or rebuild your home – including electrical wiring, plumbing, and heating and air conditioning – if damaged by a covered cause of loss. It’s important to buy enough dwelling coverage to cover the cost to rebuild.
Other Structures Coverage
This homeowner’s insurance covers damages to detached structures like garages, fences, sheds, and cottages on your property.
Personal Property Coverage
This coverage helps to insure personal items in your home that may be damaged or destroyed by a covered cause of loss, which could include your furniture, clothes, sporting goods, and electronics.
Loss of Use Coverage
This form of homeowner’s insurance covers additional housing and living expenses if you must move out of your home temporarily while it’s being restored.
Liability homeowner’s insurance is designed to protect your assets and cover your defense costs in the event of a lawsuit because you or your family members are responsible for causing injuries or damage to other people or their property.
Cheap Homeowners Insurance
You saved up for years to get a down payment, then it took you a few months of driving around, visiting open houses, and looking around until you found the perfect house to call home. It’s now yours, and you need to protect it. Here at Contigo, we pride ourselves on helping our customers keep their homes and possessions protected without unnecessary expenses that add to the cost of home ownership.
We’ve been helping homeowners get low-cost homeowners insurance since 2002. Save money on insuring your home and your belongings with Contigo. With the money you save, you can spend it on vacations, new clothes, or those home improvement projects that you’ve been wanting to complete. Get a Homeowners Insurance Quote today and see how much you can save on your insurance policy.
If you rent a home or apartment, having affordable renters insurance protection for yourself and your possessions is important, and in some cases is required by the landlord or apartment complex. Contigo offers affordable renters insurance that protects you in situations such as: fire, theft, water damage, and other unforeseen circumstances your landlord’s policy doesn’t cover. Renters insurance can provide coverage for not only the contents inside of your residence, but liability and medical protection for your guests that come over. Call to get a free quote today. 1-866-210-7007
Quick Facts about Renters Insurance
➤ Most landlords and apartment complexes require renters insurance
➤ Medical payments and liability coverage will pay out to only those that don’t live with you
➤ Your personal property can also be covered away from the premises while on vacation.