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November 15, 2022
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Open Enrollment Obamacare

 Open Enrollment Obamacare

The ACA also created state Health Insurance Marketplaces for taxpayers who do not have health insurance. The purpose of the marketplaces was to offer affordable insurance and allow lower-income taxpayers to estimate how much Premium Tax Credit the taxpayer will qualify for when they file their tax return and use that credit to offset their health insurance’s out-of-pocket cost.

Affordable Care Act (ACA) Marketplace plans for individuals and families

If you buy your own health insurance for you and your family, the Healthcare Marketplace is for you. The Marketplace (also called the Exchange), is where ACA health plans are sold. You might hear these plans called ObamaCare or Individual & Family plans. Don’t worry, they’re all the same thing — affordable health plan options for you and your family. People shop for and enroll in a plan they like best every year during Open Enrollment, which runs from Nov. 1, 2022, to Jan. 15, 2023, in most states. We offer Individual & Family Marketplace plans in 22 states, including Texas, Florida, and Georgia. Plan details vary by state, like premiums, network, and certain benefits. The good news? We’ve got some pretty great universal benefits that everyone can get their hands on no matter where they live.

What Is Health Insurance?

Health insurance is an essential coverage that can help you access doctors and hospitals, and pay for medical expenses, such as prescriptions, treatments, and preventive care. There are many different options when it comes to health insurance plans, such as the following:

  • Individual
  • Family
  • Group Health
  • Vision
  • Dental
  • Disability
  • Long-term care (LTC)
  • Medical spending accounts (e.g., health savings accounts, flexible spending accounts, and health reimbursement arrangements)

Contigo Insurance agency can help with all Health insurance plans, and  can be adjusted or augmented to take into account your budget and medical needs.

Life and Health Insurance

 

Categories: Blog

Tags: affordable care act, free medical insurance, health insurance, Obamacare, open enrollment

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